Rwanda - FinScope 2024, Financial Inclusion in Rwanda

Reference ID

RWA-NISR-FINSCOPE-2024-v01

Year

Country

Rwanda

Producer(s)

Access to Finance Rwanda

Sponsor(s)

Mastercard Foundation - - Funders of Finscope
Swedish International Cooperation Agency - Sida - Funders of Finscope
Luxembourg Cooperation - - Funders of Finscope
Jersey Overseas Aid - JOA - Funders of Finscope
Rwanda Bankers Associat

Metadata

Documentation in PDF

Study website

Created on

Jul 09, 2025

Last modified

Jul 09, 2025

Page views

338960

H4b. Who did you borrow the most money from? (h4b)
File: Microdata

Overview

Type: Discrete
Format: numeric
Width: 103
Decimals: 0
Range: 1-17

Valid cases: 8074
Invalid: 5920

Categories

Value	Category	Cases
1	Borrowed money from a bank (USE BANK LIST)	503	6.2%
2	Digital loan (through mobile apps, USSD)	97	1.2%
3	Borrowed money from an MFI or a non-umurenge SACCO (USE MFI LIST)	343	4.2%
4	Non-Deposit Taking Financial Service Providers (, GroFin, Benefactors), etc), previously known as NDFIs	19	0.2%
5	Mobile Money credit e.g MoKash	287	3.6%
6	Borrowed from an umurenge SACCO	678	8.4%
7	Got a loan from Government (Ubudehe credit scheme/VUP loan)	74	0.9%
8	Borrowed money from your employer	30	0.4%
9	Borrowed money from a group such as a co-op, VLSA, tontine, ikibina	4236	52.5%
10	Borrowed money from a money lender in the community	143	1.8%
11	Borrowed money/got goods in advance from an agricultural buyer or a farmer's organisation	90	1.1%
12	Borrowed money from a church or other community-based organisation that you belong to	46	0.6%
13	Borrowed money from family/friends that you had to pay back	685	8.5%
14	Got money from family/friends that you did not have to pay back	158	2.0%
15	Got goods in advance from a shop/store and had to pay back later	553	6.8%
16	Gaurantee fund (e.g EGF,)	5	0.1%
17	Borrowed money from sources not mentioned, specify	127	1.6%
Sysmiss		5920

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