Rwanda - FinScope 2024, Financial Inclusion in Rwanda

Reference ID

RWA-NISR-FINSCOPE-2024-v01

Year

Country

Rwanda

Producer(s)

Access to Finance Rwanda

Sponsor(s)

Mastercard Foundation - - Funders of Finscope
Swedish International Cooperation Agency - Sida - Funders of Finscope
Luxembourg Cooperation - - Funders of Finscope
Jersey Overseas Aid - JOA - Funders of Finscope
Rwanda Bankers Associat

Metadata

Documentation in PDF

Study website

Created on

Jul 09, 2025

Last modified

Jul 09, 2025

Page views

339037

H7. What is the main reason why you have not borrowed money? (h7)
File: Microdata

Overview

Type: Discrete
Format: numeric
Width: 2
Decimals: 0
Range: 1-98

Valid cases: 5920
Invalid: 8074

Categories

Value	Category	Cases
1	Didn?t need to borrow money	1866	31.5%
2	Don?t want to borrow money/ Don?t believe in borrowing money	319	5.4%
3	Worried would not be able to pay back the money	1654	27.9%
4	Interest charged on borrowed money is too high	31	0.5%
5	Do not know where to borrow money from	26	0.4%
6	Do not know how to apply for a loan	68	1.1%
7	Do not have security or collateral	1078	18.2%
8	Do not meet the requirements of financial institutions	193	3.3%
9	Not allowed to borrow money by spouse, by family or other	44	0.7%
10	Tried to borrow, but have been refused	30	0.5%
11	Previously defaulted	129	2.2%
98	Other, specify	482	8.1%
Sysmiss		8074

warning_figures_indicate_number_of_cases_found