Rwanda - FinScope 2024, Financial Inclusion in Rwanda

Reference ID

RWA-NISR-FINSCOPE-2024-v01

Year

Country

Rwanda

Producer(s)

Access to Finance Rwanda

Sponsor(s)

Mastercard Foundation - - Funders of Finscope
Swedish International Cooperation Agency - Sida - Funders of Finscope
Luxembourg Cooperation - - Funders of Finscope
Jersey Overseas Aid - JOA - Funders of Finscope
Rwanda Bankers Associat

Metadata

Documentation in PDF

Study website

Created on

Jul 09, 2025

Last modified

Jul 09, 2025

Page views

340127

E19. What is the main device that you used or are using, to pay for (e19)
File: Microdata

Overview

Type: Discrete
Format: numeric
Width: 2
Decimals: 0
Range: 1-98

Valid cases: 10823
Invalid: 3171

Categories

Value	Category	Cases
1	Borrowed from a bank or other formal institution	877	8.1%
2	Borrowed from money lender (loan shark)	15	0.1%
3	Borrowed from saving group	1131	10.4%
4	Took a loan / advance from my employer	37	0.3%
5	Borrowed from family / friends / community / church / mosque	65	0.6%
6	Took a loan from a shopkeeper	10	0.1%
7	Borrowed from a digital app-based lender e.g., Mokash	18	0.2%
8	Used savings held at a bank / Insurance provider / Retailer	192	1.8%
9	Used savings from a saving group	848	7.8%
10	Used savings held with friends / family	109	1.0%
11	Used savings held in a secret hiding place	76	0.7%
12	Sold livestock	551	5.1%
13	Sold other assets, not livestock (e.g., car, business, household goods, land)	114	1.1%
14	Got assistance / gift from friends / family / community (which you did not have to re-pay)	172	1.6%
15	Cut back on expenses/ adjust consumption patterns	375	3.5%
16	Got goods/items on credit	14	0.1%
17	Worked more / got additional jobs	2645	24.4%
18	Hire purchase	108	1.0%
19	Education insurance	3	0.0%
26	Have a goal but doing nothing	3462	32.0%
98	Other (SPECIFY)	1	0.0%
Sysmiss		3171

warning_figures_indicate_number_of_cases_found